If you keep a keen eye on wealth management media, you’ll have noticed a recurring debate over the benefits of passive versus active investments.
Both approaches have their pros and cons and a diverse portfolio might include both — here’s a bit of background to provide some illumination.
Traditional, actively managed funds are run by specialist fund managers and research teams who pore over individual stocks, shares and bonds before picking the most promising assets — then closely monitor the market and buy or sell according to movements in order to maximise profits and protect capital.
In simple terms, a passive fund will track and replicate a market like the S&P 500 or FTSE100 — investment can be spread across every stock and performance is pegged to that of the index as a whole.
Canny financial investment managers often deliver good results for clients with portfolios that blend active and passive investments.
We’re happy to chat to any client about which aspects of active and passive investment best suits them — but we normally recommend a spread of investments.
Our own service fees are standardised and we’re completely independent — so we’ll never adopt a one-size-fits-all approach to products.
By listening closely to your requirements and using our expertise to recommend a suitable solution, we’ll provide a bespoke package that suits you to a tee — so there’s no need to bank on a binary decision.
If you want to chat more about tailormade financial solutions, contact our team today.