Like many people in the financial services industry, I did not initially plan to become a Financial Adviser. After completing my Economics and Politics degree at Manchester University, I was keen to start my career in finance. I was soon delighted to join The Bank of New York who were expanding their operations in my adopted city. It soon became clear that although I was given some fantastic opportunities with them, I wasn’t cut out to work in such a large organisation. I had grown up seeing my Dad run his own business, so I felt that I would be more at home in a small company where I would have greater control over the service that I could offer to clients.
I therefore moved to a small but very well-respected firm of financial advisers in Manchester. In the beginning, I was working for them in a “paraplanning” role, which essentially involves researching investments and products and helping the advisers to put together reports and prepare for meetings. What I soon understood is that whilst I enjoyed my role, I really wanted to become an adviser myself, as it would allow me to really help and get to know people (and to be able to spend time out of the office!).
I therefore set about working hard to pass all the exams I needed to not only meet the actual requirements to give advice, but to far exceed them. I have passed a total of eighteen examinations so far and was delighted to become one of the country’s youngest Fellows of our professional body, The Personal Finance Society. I first became authorised to give financial advice in 2011. Since then, I have loved getting to know my clients and helping them to navigate the world of financial planning and through their key life stages, such as retirement. My employer was subsequently acquired by a multi-national baking organisation, so as with my time with the bank, I felt that my future lay elsewhere and I was delighted to be offered the opportunity to join Grant Farnell, David Torkington, Dave Heaton and the rest of the team at Chancellor in Bolton.
Sadly, I recently attended the funeral of a long-standing client of mine. Over the many years that I advised him, our regular meetings became as much about catching up personally as they were about discussing his financial affairs. His funeral reinforced to me that being an individual or family’s trusted financial adviser is a real privilege. There are not many jobs where you get to be so closely involved in clients’ lives over many years, in some cases seeing their children and grandchildren growing up and witnessing them enjoying life and the fruits of their, and my, hard work.